Supported Countries

Overview

Sentra API supports operations across multiple countries globally. The platform enables cross-border payments and transactions in various jurisdictions with compliance and regulatory requirements built in.

Supported Countries & Currencies

Africa

Country	Currency	Payin	Payout	B2B / B2C	Settlement Time	Rail
Côte d'Ivoire	XOF	⏳	⏳	B2B / B2C	T+1
Ghana	GHS	⏳	✅	Both	Real-time	GhIPSS
Kenya	KES	⏳	✅	Both	Real-time / T+3	PesaLink
Nigeria	NGN	✅	✅	Both	Real-time	NIBSS
Tanzania	TZS	⏳	✅	Both	T+2	RTGS
South Africa	ZAR	⏳	✅	B2C	T+1	RTC / EFT

Asia-Pacific

Country	Currency	Payin	Payout	B2B / B2C	Settlement Time	Rail
Australia	AUD	⏳	✅	Both	T+0 / T+1	BECS
Bangladesh	BDT	⏳	✅	B2C	T+1	BEFTN
China	CNY, USD	⏳	✅	B2B / B2C	T+0	CNY: CIPS USD: CXFPS
Hong Kong	HKD, USD	⏳	✅	Both	Real-time / T+1	FPS / ECG / CHATS
India	INR	⏳	✅	Both	Real-time	IMPS / NEFT
Indonesia	IDR	⏳	✅	Both	Real-time / T+1	BI-FAST / Artajasa
Japan	JPY	⏳	✅	Both	T+0	Zengin
Malaysia	MYR	⏳	✅	Both	Real-time / T+1	PayNet's Duitnow
Nepal	NPR	⏳	⏳	B2B / B2C	Real-time / T+2
New Zealand	NZD	⏳	⏳	B2B / B2C	T+1
Pakistan	PKR	⏳	✅	B2C	Real-time	IBFT
Philippines	PHP	✅	✅	Both	Real-time / T+1	InstaPay / PESONet
Singapore	SGD	✅	✅	Both	Real-time / T+1	FAST / MEPS
South Korea	KRW	⏳	✅	Both	Real-time*	KFTC / FirmBanking
Sri Lanka	USD	⏳	⏳	B2B / B2C	T+0	SLIPS
Thailand	THB	⏳	✅	Both	Real-time / T+1	PromptPay
Turkey	TRY	⏳	⏳	B2B / B2C	Real-time	FAST / EFT
Vietnam	VND	⏳	✅	Both	Real-time / T+3	Napas / CITAD

*Not processing weekends or holidays

Europe

Country	Currency	Payin	Payout	B2B / B2C	Settlement Time	Rail
Andorra	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Austria	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Belgium	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Croatia	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Cyprus	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Czech Republic	CZK, EUR	✅	✅	Both	T+0 / T+1	CZK: CERTIS EUR: SEPA Instant / SEPA
Denmark	DKK, EUR	✅	✅	Both	T+0 / T+1	DKK: TIPS / ACH EUR: SEPA Instant / SEPA
Estonia	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Finland	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
France	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Germany	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Greece	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Hungary	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Ireland	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Italy	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Latvia	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Lithuania	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Luxembourg	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Malta	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
The Netherlands	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Norway	NOK, EUR	⏳	✅	Both	T+0 / T+1	NOK: NICS EUR: SEPA Instant / SEPA
Poland	PLN, EUR	⏳	✅	Both	T+0 / T+1	PLN: Elixir EUR: SEPA Instant / SEPA
Portugal	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Romania	RON, EUR	⏳	✅	Both	T+0 / T+1	RON: SENT EUR: SEPA Instant / SEPA
Serbia	RSD	⏳	✅	Both	T+1	NKS
Slovakia	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Slovenia	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Spain	EUR	✅	✅	Both	Real-time / T+1	SEPA Instant / SEPA
Sweden	SEK, EUR	⏳	✅	Both	T+0 / T+1	SEK: Bankgirot EUR: SEPA Instant / SEPA
United Kingdom	GBP, EUR	⏳	✅	Both	Real-time / T+1	GBP: Faster Payments / BACS / CHAPS EUR: SEPA

Middle East

Country	Currency	Payin	Payout	B2B / B2C	Settlement Time	Rail
Egypt	EGP	⏳	✅	Both	T+0	ACH
Israel	ILS	⏳	✅	Both	T+1	ZAHAV
Jordan	JOD	⏳	✅	B2C	T+1	ACH
Qatar	QAR	⏳	✅	Both	T+1	QPS
Saudi Arabia	SAR	⏳	✅	Both	T+0	Mada
United Arab Emirates	AED	✅	✅	Both	Real-time	NPSS

North America

Country	Currency	Payin	Payout	B2B / B2C	Settlement Time	Rail
United States	USD	✅	✅	Both	T+2 / T+0	ACH / Domestic Wire
Canada	CAD	⏳	✅	Both	T+1	EFT
Dominican Republic	DOP	⏳	✅	Both	T+0	ACH
El Salvador	USD	⏳	✅	B2C	T+0	ACH
Guatemala	GTQ	⏳	✅	B2C	T+0	ACH
Honduras	HNL	⏳	✅	B2C	T+0	ACH
Mexico	MXN	✅	✅	Both	Real-time	SPEI
Costa Rica	CRC / USD	⏳	✅	Both	Real-time	SINPE

South America

Country	Currency	Payin	Payout	B2B / B2C	Settlement Time	Rail
Argentina	ARS	⏳	✅	Both	Real-time / T+1	Transferencias 3.0 / COELSA
Bolivia	BOB	⏳	✅	Both	T+0	RTGS
Brazil	BRL	✅	✅	Both	Real-time / T+1	Pix / TED
Chile	CLP	⏳	✅	Both	T+1	TEF
Colombia	COP	✅	✅	Both	Real-time / T+1	PSE / ACH
Ecuador	USD	⏳	✅	Both	T+0	ACH
Jamaica	JMD	⏳	✅	Both	T+1
Peru	PEN	⏳	✅	Both	T+1	ACH

Understanding Payment Directions

Payin refers to converting fiat currency into cryptocurrency. For example, converting USD to USDC or INR to USDC. These transactions must be initiated by the account holder (first-party only).

Payout refers to converting cryptocurrency into fiat currency. For example, converting USDC to USD or USDC to EUR. These transactions can be sent to any beneficiary, including third parties.

Both payment directions support USDC and USDT as the bridge currencies.

Legend: ✅ = Live | ⏳ = Coming Soon

General Notes

Payin = you can use this currency as the source of a payment
Payout = you can use this currency as the destination of a payment
All Payins and Payouts can be made from/to USDC/USDT
All Payouts can be made to third parties (i.e., the destination currency can be sent to anyone)
All Payins must be first party (i.e., the source currency must come from the user)
SWIFT USD is available in all countries except restricted countries
In cases where a country has multiple payment rails, the bolded rail is what Sentra defaults to

Compliance & Regulations

All supported countries adhere to:

KYC/KYB Requirements - Know Your Customer/Business verification
AML Compliance - Anti-Money Laundering regulations
Data Privacy - GDPR and local data protection laws
Licensing - Operates through licensed financial institutions

Need More Information?

For specific country requirements, payment rail availability, or settlement times for your use case, please refer to the API documentation or contact our support team.

Supported Countries

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